“Society says: God plays no role in handling money, and my happiness is based on being able to afford my desired standard of living. Scripture says: As you learn and follow the Scriptural principles of how to handle money, you will draw close to Christ and learn to be content in every circumstance.
Society says: What I possess, I alone own, and I alone control my destiny. Scripture says: What I possess, God owns. He is the sovereign living God who controls all events.
Society says: You earned your money, now spend it any way you choose and you will be happy. Scripture says: You can only be content if you have been a faithful steward handling money from the Lord’s perspective.
Society says: Use debt as often as you wish, buy now, pay later. Scripture says: The Lord discourages the use of debt because He wants us free to serve Him.”
Howard Dayton in Your Money Counts (Wheaton: Tyndale House, 1996) 13, 23, 31, 53.