Archives by: Gary Hoag

Then [Jesus] said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” Luke 12:15

“Riches are not an end of life, but an instrument of life.”

Henry Ward Beecher (1813-1887), an American Congregationalist clergyman, on “Riches” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 494.

Today marks the last post from my recent exploration of stewardship maxims and polemics from founding fathers and influential clergy in the earlier days of American history.

As I reflect on this maxim I wonder how a person can tell if they treat wealth as an end or as an instrument. I think the answer, in accounting terms, is our financial statements. What matters is not what we say but what our accounts show. When each of us meets Jesus we will have to give an answer. This is not about earning salvation, but about demonstrating a lifestyle that matches the faith we allege.

Consider this question for yourself: Would I give a report that largely reflects selfish accumulation, a summary that suggests joyful distribution, or does my financial house appear as a mess with much confusion?

If your report reveals accumulation, then stop storing up treasures in the wrong place and start sharing generously before God relieves you of your duties (cf. Luke 12:20). If it demonstrates distribution, then join me in praying the Lord’s prayer afresh today in faith reliance on God to provide daily bread (cf. Matthew 6:9-13). And if your finances are a disaster, seek after wisdom and understanding right away (cf. Psalm 49).

For those who want to treat riches as a “instrument of life” regardless of how you answered the question above, I urge you unashamedly to get my latest book and share it widely this Christmas, Good and Faithful: Ten Stewardship Lessons for Everyday Living.

Tomorrow we turn to Advent. Preparing our hearts to receive the indescribable gift of Jesus is the best way to learn to give generously like Him.

Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless. Ecclesiastes 5:10

“The greatest humbug in the world is the idea that money can make a man happy. I never had any satisfaction with mine until I began to do good with it.”

Charles Pratt (1714-1794) on “Wealth” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 616.

As you think about Christmas and year-end, rather than spending money you don’t have, focus on doing good with what you do have.

Hearing the word “humbug” takes my mind to “Scrooge” in A Christmas Carol by Charles Dickens. He was a miser who hoarded money for himself.  Look what it did to him!

Measure your giving based on how much God has supplied. And if you have children, the best way to be sure they don’t end up like Scrooge is to model the way. Do good with it.

If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won’t be honest with greater responsibilities. Luke 16:10

“He who is not liberal with what he has, does but deceive himself when he thinks would be more liberal if he had more.”

William Swan Plumer (1802-1880), a leading Presbyterian intellectual in the 1800’s, on “Liberality” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 299.

I love it when saints through the centuries dismantle false narratives that prevail in the minds of people with a short profound statements like this one. Think about it. We’ve all said or heard someone else say, “If that business deal goes through, then I will give” or “When I make more money, then I will give more.”

The time to be generous is always now (cf. 2 Corinthians 9:11)! Likely ringing in his ears was the famous quote by Francis Quarles (1592-1644) which I posted on 28 September 2015. “Proportion thy charity to the strength of thy estate, lest God proportion thy estate to the weakness of thy charity.”

In biblical terms giving that is acceptable to God is always based on what we have and not some future level of resources (cf. 2 Corinthians 8:12). Regardless of your past financial decisions, don’t allow yourself to be deceived. Be faithful and generous right now with what you have.

Need help for the journey? Check out my latest book, Good and Faithful: Ten Stewardship Lessons for Everyday Living. Get a copy for each person on your Christmas list. Help prepare those you love to hear the words “Well Done!” when they meet our Lord Jesus Christ (Matthew 25:23).

Now in case a countryman of yours becomes poor and his means with regard to you falter, then you are to sustain him, like a stranger or a sojourner, that he may live with you. Leviticus 25:35

“Frugality is good, if liberality be joined with it. The first is leaving off superfluous expenses; the last bestowing them to the benefit of others that need. The first without the last begets covetousness; the last without the first begets prodigality. Both together make an excellent temper. Happy the place where that is found.”

William Penn (1644-1718) on “Liberality” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 299.

Penn was quite a guy. Among his accomplishments, he planned and developed the city of Philadelphia, founded the state of Pennsylvania, and set forth the frame of government that would become the inspiration for the United States Constitution. He knew as well as anyone, how people should behave toward one another.

As a founding father, Penn also understood the two components that contribute to abundant living: frugality and liberality. But don’t miss the danger of having one trait without the other. It leads to covetousness or prodigality (wasteful and excessive spending). Instead of sulking that people don’t care for fellow countrymen like they did in the days of Moses or Penn, let’s choose a lifestyle that is both frugal and generous.

Father in heaven, thanks for all your blessings. Help us remember that they are for us and for our countrymen and strangers who dwell with us. Forgive our covetousness and prodigality. Make us a people known for saying “no” to spending so we can say “yes” to sharing. Do this by your Holy Spirit we pray in the name of Jesus. Amen.

Carry each other’s burdens, and in this way you will fulfill the law of Christ. Galatians 6:2

“Do not wait for extraordinary circumstances to do good actions: try to use ordinary situations.”

Jean Paul Richter (1763-1825) on “Benevolence” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 39.

Today is Giving Tuesday, an extraordinary day on we are bombarded with reminders to make charitable gifts. If God has supplied you with resources to share, then give to things He cares about.

The danger of days like today is that our minds equate generosity with “extraordinary circumstances” rather than “ordinary situations” which is the venue in which we live most of our lives.

Last night I flew to Chicago to do some coaching and teaching at Northern Seminary today. They needed some help, and I had the bandwidth to assist. I’d appreciate your prayers for fruitful meetings.

Carrying the burdens of others in “ordinary situations” does not always come easy for me. It takes intentionality to focus on the needs of others rather than what I am doing (cf. Philippians 2:1-11).

In the early 1800’s, thoughts like today’s post helped people focus on doing good and bearing the burdens of others. That’s great advice for us today too, and it fulfills the law of Christ!

You will be enriched in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God. 2 Corinthians 9:11

“One always receiving, never giving, is like the stagnant pool, in which whatever flows remains and whatever remains corrupts.”

John Angell James (1785-1859) on “Liberality” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 299.

Part of the reason I’ve been looking at quotes from prominent voices from the 1800’s has been to explore the roots of the shift toward “stagnant pool” thinking in America that is so dominant today.

As this nation was growing in prosperity, leading Christians appear to have been urging people away from the trend of keeping surplus for themselves like rich fools (cf. Luke 12:13-21) and directing it toward generosity. This comes out in their polemical tone (think: “Don’t do this, do that!”).

By the 1900’s people needed incentive to give. Hence the birth of the tax deduction. Interestingly, 2017 marks the 100-year anniversary of the tax deduction in America (dating back to the War Revenue Act of 1917). By the 1900’s, leading citizens felt that without tax incentive to motivate giving, charities would close.

Sadly, by the 2000’s, the rich fool narrative has become an entrenched and celebrated fixture in this culture. Following Christ looks increasingly nonsensical when compared to cultural norms. What should we do in these times when lawmakers are considering more tax reform?

Let’s fix our gaze higher. We must not calibrate our giving based on tax deductions but based on what God supplies. Let’s live and give differently than society and obey our Lord because “whatever flows remains and whatever remains corrupts” (cf. Matthew 6:19-20).

For those of us who live in this land of majestic purple mountains (pictured in today’s header photo, which I intended to post yesterday), let us give generously at all times and occasions not because we are loaded, but because God is. He tells us to do it this way so that He will receive the thanks and glory.

‘And besides, there is a great chasm separating us. No one can cross over to you from here, and no one can cross over to us from there.’ Luke 16:26

“Generosity during life is a very different thing from generosity in the hour of death; one proceeds from genuine liberality and benevolence, the other from pride and fear.”

Horace Mann (1776-1859) on “Generosity” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 191.

It struck me recently that it requires no faith for people to do their giving in their estate plan. Mann spells out the virtues at play.

The person who does their giving while they are living reveals a heart of liberality and benevolence. The person who waits until the hour of death shows their true colors: pride and fear.

When will you plan to do your giving? The time to decide is now and not after you have crossed the great chasm. That’s also the time to make special memories.

I shot the new header photo up in the mountains when we were cutting down our Christmas tree. In life, we invest God’s money into mission and memories. Join us!

One person gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous person will prosper; whoever refreshes others will be refreshed. Proverbs 11:24-25

“One great reason why [people] practice generosity so little in the world is, their finding so little there. Generosity is catching; and if so many [people] escape it, it is in a great degree from the same reason that countrymen escape the small-pox — because they meet with no one to give it to them.”

Lord George Greville (1746–1816) on “Generosity” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 191. Lord Greville lived in Warwick Castle in England. I shot the header photo there back in 2008 when my family toured it. Unforgettable!

The idea that “generosity is catching” or that generosity is contagious is a divine truth older than this stately castle. We can trace this powerful idea back to the days of the Old Testament. Throughout human history people have lived in times with seemingly few generous people.

What should we do today? When others around us withhold unduly, Solomon would say to lead the way. Refresh others and see what happens! Generosity is catching because it dispels poverty. Few extend it because it requires faith, but those who do, gain even more.

Give thanks to the LORD, for He is good; His love endures forever. 1 Chronicles 16:34

“Gratitude to God should be as habitual as the reception of mercies is constant, as ardent as the number of them is great, as devout as the riches of divine grace and goodness is incomprehensible.”

Charles Simmons on “Gratitude” in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 45.

Yesterday, we considered the pathway for proper enjoyment: grateful, humble, and moderate. Today, we learn the posture of grateful hearts: habitual, ardent, and devout.

Let’s not just give thanks one day a year with those who are close to us but make it as habitual as the reception of our blessings is both constant and perpetual.

David, Asaph and others, modeled how to do this in 1 Chronicles 16. They gave offerings, ate yummy food, played festive music, and recounted God’s blessings.

As today is Black Friday, some will succumb to consumerism and spend money they don’t have, while others who have learned contentment will just focus on deals for things they need.

My prayer is that everyone will save some money today, so they have more left over for giving to God and the things He cares about this year-end.

Devote yourselves to prayer, being watchful and thankful. Colossians 4:2

“There are three requisites to the proper enjoyment of earthly blessings: a thankful reflection, on the goodness of the giver; a deep sense of our own unworthiness; and a recollection of the uncertainty of our long possessing them. The first will make us grateful; the second, humble; and the third, moderate.”

Hannah More (1745-1833) was English writer known for her generous giving in A Dictionary of Thoughts, edited by Tryon Edwards (Detroit: Dickerson, 1908) 45.

Happy Thanksgiving to readers across America and around the world. By the grace of God, I pray each of our lives exhibits proper enjoyment.

May God make us grateful, humble, and moderate people from prayerfully reflecting on the goodness of our merciful God to us unworthy souls.

Let us make the most of every opportunity to put to work what we have in the short time we have it so that God receives all glory and praise.