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Marilyn Aragon: Thoughts on creating wealth righteously

But remember the Lord your God, for it is He who gives you the ability to produce wealth, and so confirms His covenant, which He swore to your ancestors, as it is today. Deuteronomy 8:18

As you may know, I serve as President & CEO of GTP (Global Trust Partners). We offer on demand courses to multiply faithful stewards around the world.

Right now hundreds of stewards in more than 50 countries are going through courses. Today, I got this question from Marilyn Aragon and felt led to post it and my reply as today’s post. Happy reading.

“Can you share us some thoughts on creating wealth righteously?”

Marilyn Aragon asked this question in GTP on demand course entitled When Money Goes on Mission, based on the book by Rob Martin (Chicago: Moody Press, 2019). Here was my reply in the on demand platform.

Hi Marilyn, first of all, biblically speaking, if you find it hard to create wealth righteously, it’s because it is impossible to do so. Let me explain.

The biblical use of the word ‘create’ links to God. Everything we do uses the raw matter or ideas from Him. Ecclesiastes 1:9 reminds us, “There is nothing new under the sun.” Only God creates ex nihilo, out of nothing. So if you struggle, it’s because, by definition, you are trying to do what only God can do.

Humans can, however, produce wealth. All production comes from raw materials from God. If I had a forest of wood, for example, I could produce a log cabin out of the raw material, wood, that God has supplied. I might produce it with creativity, but I never create, per se. If I follow this righteous course, the buyer of the cabin wins, the builders get work, and I make income. Everyone wins.

And righteous wealth production keeps insights from the whole Bible in view. For example, Genesis 1:26-28 reminds us that God created everything and appointed us as stewards of creation. Go back to the forest. If I cut down all the wood, what happens. No more forest. So my righteous production can become unrighteous quickly if I destroy the ecosystem and the bio-diversity, the life in the woods.

Also James 5:1-6 talks about paying fair wages. Go back to the woods. If I paid the builders an unfair wage, my production becomes unrighteous. God sees it too. He hears their cries. Some have chosen to wipe out one forest and with the profits buy and destroy another. Not good. I am saying to produce your cabins with attentiveness to the larger stewardship of creation and fair compensation to workers.

Also, Deuteronomy 8:18 teaches us that God gives us this ability to produce wealth. But that production always comes with a purpose. Righteous wealth production never aims at becoming self-indulgent, materialistic, arrogant, or financially independent. All those aims, biblically speaking, represent foolishness. He blesses us to bless others.

Let me move the illustration from the business sector of building log cabins to the ministry sector which relates to this course. I will use my own GTP story as an example. God called me to start GTP in 2018, we have produced wealth by stewarding our relationships and inviting people to join with us in our purpose. This story mirrors the story of many ministries.

As resources have come in, have I given them all to myself. Of course not! I have administrative standards and governance in place to hold me and the other staff accountable. As an aside, most privately owned businesses lack standards and governance, often to their own destruction. Perhaps you know stories of people who have fallen into this trap. I digress.

At GTP we get accredited every year by ECFA to verify we are following seven standards of responsible stewardship. Visit ecfa.org to learn more. This explains why GTP sets up peer accountability groups like ECFA around the world. When ministries produce wealth righteously, givers share in God’s work, staff use their gifts, volunteers find joy, prayer partners feel blessed. Everyone wins.

At GTP we have stewarded now more than $5 million that has come to GTP in 5+ years. We now have resources to operate, 14 staff and 193 key volunteers to strengthen Christian workers in 134 countries. And we have “come over and help us” calls for help all coming in from over the world. If this sounds like something you want, how do you get there? It goes back to your question.

The righteous way to produce wealth links to using what you have faithfully and in God-honoring ways, while operating with standards, and having good governance to ensure accountability. By this way, riches and fruitful seasons don’t ruin you but position you for more fruitfulness. In a nonprofit or church, when this happens, God’s workers serve joyously, recipients get empowered, and everyone wins.

I hope this helps. Abandon the aim to create anything. We have one Creator, God. Our job is to steward that which He entrusts to us for having a portion to return to Him, to bless others, and to care for your families. That’s His design and righteous desire. Anything else, well, is not righteous, which in biblical terms means it is wicked, and in wicked schemes, everyone loses.​ I hope this helps you.

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Francis Fernandez: Strict duty

Give generously to them and do so without a grudging heart; then because of this the Lord your God will bless you in all your work and in everything you put your hand to. There will always be poor people in the land. Therefore I command you to be openhanded toward your fellow Israelites who are poor and needy in your land. Deuteronomy 15:10-11

“Charity without justice would not be real charity: rather would it simply be an attempt to anesthetize one’s conscience. Nevertheless, one meets people who call themselves ‘Christians’ but leave aside justice and limit their actions to a bit of welfare work, which they define as charitable, without realizing that they are doing only a part of what in fact they have a strict duty to do.”

Francis Fernandez in In Conversation with God: Meditations for Each Day of the Year, volume 1 (London: Scepter, 1988) 266.

God’s commanded His people in the Old Testament to live generously. It came with a promise of blessing in all their work. Because there would always be needy people, He wanted them to live openhanded.

In modern times, Fernandez calls out the paltry giving that aims only to anesthetize the conscience of people capable of doing more. He reminds such people they are doing only part of their strict duty.

Today’s Veteran’s Day in the USA, a day we salute soldiers who have done their duty in military service. It makes me ask those who call themselves ‘Christians’ if they are doing their duty.

While duty language may sound harsh, throughout the New Testament, Jesus gives commands and Paul gives instructions. Under grace, generous openhanded living is not optional, it’s expected.

How would you assess your living and giving? Are you doing enough to anesthetize your conscience? Are you doing only part of your strict duty? Remember. God sees. Make Him smile.

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Josemaría Escrivá: One and the same desire

Let this mind be in you, which was also in Christ Jesus. Philippians 2:5

“A person or a society that does not react to suffering and injustice and mades an attempt to alleviate them is still distant from the love of Christ’s heart. While Christians enjoy the fullest freedom in finding and applying various solutions to these problems, they should be united in having one and the same desire to serve humankind. Otherwise their Christianity will not be the world and life of Jesus; it will be a fraud, a deception of God and man.”

Josemaría Escrivá (1902-1975) in Christ is Passing By (Strongsville: Scepter, 1974) 166.

As we approach the season of Thanksgiving and Christmas, we give alms not like a bandaid to problems but create fellowship, otherwise, as Escrivá put it, our faith is a fraud by having one and the same desire as Christ.

I sat here pondering the opposite of service. Think about it. What is the opposite of having one and the same desire as Christ? It is pursuing our own desires and agendas, which often comes at the expense of others.

Leaning into this season, we have agreed to be more attentive to people. Let us put their needs in view and add service to that. Motivated by gratitude for the fact that Jesus came to serve us, let us aim at serving others.

Let us do this with the goal not of giving handouts but giving handups. Remember, Jesus did not send help. He came. Let us show up and show our faith is not a fraud in whatever circles God puts us.

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Francis Fernandez: Abstemious living and Almsgiving

Then [Jesus] said to them, “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” Luke 12:15

“We have to be detached from all our belongings. Thus we will be able to use everything on earth in the way that accords best with the will of God. Our heart will be for Him only and for the good things of God that never fail. Detachment makes of life a delightful way of austerity and effectiveness.

A Christian should frequently ask Himself a series of questions: Does he or she remain ever-vigilant so as not to fall into a spirit of comfort, into a sort of self-satisfaction, which is in no way compatible with being a disciple of Christ? Does he or she try not to create superfluous needs? Do the things of earth bring him or her closer to or take him further away from God.

We always can and should be abstemious in our personal needs, tightening up on superfluous expenditure, not giving in to mere whims, overcoming the tendency to create false needs, and being generous in almsgiving.”

Francis Fernandez in In Conversation with God: Meditations for Each Day of the Year, volume 3 (London: Scepter, 1990) 208.

As I lean into the idea of almsgiving, I learned a new word today. Maybe you are learning a new work do. Prior to typing this I did not know what the word ‘abstemious’ meant.

It’s the opposite of self-indulgent. It means that you aim at simple living and avoid false needs or thinking you need things you really don’t need to create margin for addressing real needs through almsgiving.

Sit quietly on this Saturday. Ask yourself the questions above again. Follow the leading of the Spirit. Ask yourself what steps you need to take to move toward abstemious living and generous almsgiving.

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Thomas Aquinas: Spiritual Profit

Sell your possessions and give alms. Make purses for yourselves that do not wear out, an unfailing treasure in heaven, where no thief comes near and no moth destroys. Luke 12:33

“Almsgiving proceeds from a merciful heart is more useful for the one who practices it than for the one who receives it, for the man who makes a practice of almsgiving draws out a spiritual profit from his acts, whilst those who receive his alms receive only a temporal benefit.”

Thomas Aquinas (1225-1274) in Commentary on the Second Epistle to the Corinthians 8.10.

Someone asked me about almsgiving recently so I am doing some research to learn more about this act that delivers temporal benefit and returns an even greater spiritual profit.

My finds reveal clues that appear like the modern day benevolence fund or deacons fund. Imagine a collection to help people in crisis or provide one-time gifts to those with unexpected need.

Evidence also points to support for the infirm, the destitute, and those who may not be able to work. Support to them shows God’s love to the watching work through the care of the weak and marginalized.

And notice, Aquinas links the benefit to those with a merciful heart.

Let’s unpack that. It’s a heart that says, “I have more than enough and I will give to those that may not even be deserving because in my undeserving state, God showered blessings on me.”

If you have resources, give alms to individuals and upport ministries that build up people on a local and global scale. Do this so they receive temporal benefit and you get unfailing spiritual profit.

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Francis Fernandez: More and more

Jesus replied, “Foxes have dens and birds have nests, but the Son of Man has no place to lay his head.” Matthew 8:20

“Effective detachment from things demands sacrifice. Any detachment which is not hard is not real. Christian life is such that it calls that it calls for a radical change in attitude towards earthly goods. We must acquire them and use them not as the end in themselves, but as a means of serving God, the family, and society. The objective of a Christian is not to accumulate more and more but to love Christ more and more through our work, our family, and our material goods.”

Francis Fernandez in In Conversation with God: Meditations for Each Day of the Year, volume 3 (London: Scepter, 1990) 133.

I got an email that advertised a “Black Friday” sale early. It’s really early considering that bargain shopping day is not until 29 November 2024.

“More and more” in the world’s way of thinking links to accumulation. But what if, we focused on loving Christ “more and more” instead and loving Christ through our work, family, and material goods.

This calls for detachment. We learn to detach watching Jesus. The home in the world for a fox or a bird is a den or a nest. Jesus had neither. This implies that He did not focus on earth as home.

He deployed himself (work), His relationships with others eager to do the will of God (family), and any resources that came to Him (material goods) on mission with others.

As we focus on people in the last two months of this year, let’s consider the detached example of Jesus and think about our priorities. We will have many opportunities to buy things (more and more).

We will also have many chances to love Christ (more and more) through our work, family, and material goods. Only as we follow Jesus do we discover that detachment from things helps us attach to Him.

And it positions us to live, give, serve, and love generously.

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John of the Cross: Receive more love

We love because He first loved us. 1 John 4:19

“The payment and the price of love is to receive more love.”

John of the Cross (1542-1591) in Spiritual Canticle, 9.7.

Yesterday in my Pinehurst Bible Study group we looked at 1 John 4. Repeatedly the text reminded us that God is love and our responsibility is to love our brothers and sisters.

The command to love God and love others is what Jesus desires of us. But it’s hard to do in the wake of very divisive election season. There’s so much angst and anger out there.

So how do we serve as conduits of love in challenging times. John gives us the motivation, namely, that God loved us first. He modeled the way for us.

And John of the Cross suggests how we fill our proverbial tank to love others generously. We position ourselves like a cup under a spigot. We receive more love.

Let’s resolve to do this today and every day. Rather than allow challenging people and situations to foster hate and frustration in us, let’s receive and give love generously.

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Eugene Boylan: Reverse

Your kingdom come, your will be done, on earth as it is in heaven. Matthew 6:10

“Very often we do not know what is good for us; and what confuses matters more is that we think we do. We have our own plans for our happiness, and too often we look upon God as someone who will help us to carry them out. The true state of affairs is invariably the reverse of this. God has his own perfect plans for our happiness, and is waiting for us to help Him carry them out. And let it be clear that we can in no way improve on God’s plans.”

Eugene Boylan in This Tremendous Lover (Gastonia: TAN Books).

Our tendency in living is for us to want our kingdom to come and our will to be done on earth, right now, today. Notice how that’s the opposite of what God desires for us.

Boylan uses the right word here: reverse.

When we shift in reverse, and instead, pursue God’s kingdom and trust His plans for us and let him sort our happiness, everything changes.

We go from disappointed containers to delighted conduits of blessing.

Please, you owe it to yourself to put it in reverse today. And do it remembering the last and best line of Boylan: “we can in no way improve on God’s plans.”

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Álvaro del Portillo: Spiritual Enrichment

“The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.’” Matthew 25:40

“Works of mercy, as well as the relief they give to those in need, serve to improve our own souls and those of the people who accompany us in those activities. We have all experienced that contact with the sick, with the poor, with children andwith adults who go hungry, always means for us a meeting with Christ in His weaker or unprotected members, and for that very reason such contact can mean a spiritual enrichment.”

Álvaro del Portillo (1914-1994) in his letter dated 31 May 1987.

Works of mercy appear as acts for those who either don’t deserve it or cannot repay it. In the words of Jesus, in today’s Scripture, whatever we do for such people, He considers them done for Him.

As we start another week, let’s focus our giving on those who either don’t deserve it or cannot repay it. This runs contrary to patterns in my own American culture which tell me to give to the things I care about.

That’s what our culture defines as generosity. Of such behavior, Jesus said these words.

“If you love those who love you, what credit is that to you? Even sinners love those who love them. And if you do good to those who are good to you, what credit is that to you? Even sinners do that.” Luke 6:32-33

So he elaborates and gives us this instruction, which is echoed in today’s post.

But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great, and you will be children of the Most High, because he is kind to the ungrateful and wicked. Luke 6:35

This kind of merciful generosity can anticipate reward. We can count on spiritual enrichment when our giving reflects the kind of giving that moves beyond the giving of sinners and reflects the giving of our God Most High.

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Francis Fernandez: Deeds that show God’s love

After this I looked, and there before me was a great multitude that no one could count, from every nation, tribe, people and language, standing before the throne and before the Lamb. They were wearing white robes and were holding palm branches in their hands. Revelation 7:9

“We should ask ourselves in our prayer today whether we know how to love everybody who crosses our path in this life, whether we have a real concern for their misfortunes, a concern that leads us to act in an effective way; thus, when we come out to our daily examination of conscience we will find in the course of it that we have many acts of charity and of mercy we can offer to God…

And just as God’s love is not simply an emotion or feeling, but something that leads our Lord to perform deeds that show it, so our love for our neighbor has to be a love that shows itself in deeds… The opposite to this, namely the seeking of material goods as the most important thing for oneself and for others, is proper only to pagans or to those Christians who have allowed their faith to grow lukewarm, so that, in fact, it has very little influence on their daily lives.”

Francis Fernandez in In Conversation with God: Meditations for Each Day of the Year, volume 3 (London: Scepter, 1990) 544-545.

Today’s Scripture pivots from walking in the steps of Jesus in the Gospels to a verse from Revelation that reveals the impact of our missional living, giving, serving, and loving. People from “every nation, tribe, people and language” will come to know the Jesus we serve and spend eternity with Him.

Texts like this remind us of the big picture. When we engage in God’s global work supporting ministries like GTP or others, we help people come to know Christ, to have their robes washed in the blood of the lamb. And the ironic part is that we never even meet these people from all over the world.

In this post, Fernandez reminds us that it was the love of God in Jesus that led him to “deeds that show God’s love” toward neighbors. I researched that when Jesus met this woman from Nain, it came at the moment of completing 30 miles of travel from Capernaum. This inspired me to look for opportunities when I am act my weakest or after long trips.

Speaking of 30. GTP had 446 givers in 71 countries last year but only 30 monthly givers. A major foundation, that looks at our metrics and impact and that is considering a second major gift that would add 2-3 staff wants to see more monthly givers. We are praying for 100. Will you step up and become a monthly giver to GTP? Click here to give monthly.

And I have a special treat today to inspire you. My daughter, Sophie, works for Wycliffe Bible Translators. She serves on a team that developed 7-day devotional called “Dare to Live Generously” for free download here. Check it out. Read it with family or friends. I just got it yesterday, started it, and was touched to see her name in day one. You have to read to find out what she said.

What I can tell you is that when we taught her to do “deeds that show God’s love” she did not figure it out until she did them the impact they would have on her life and the trajectory on which it would send her to. Perhaps go back and read today’s post again to conclude and ask God what acts of charity and mercy He may have in store for you.

My advice is to serve and support a portfolio of things God cares about. For service, maybe start with groups like the poor, the sick, or the next generation needing some coaching to serve God in church or ministry work. And rather than grow your material goods like the pagans (as Fernandez put it), grow your monthly giving to your local church, GTP, Wycliffe Bible Translators, and others.

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